“Dear brother/sister,”
“At present, Muslims must be extremely sensitive to interest and transactions with interest, and should not even open the smallest door on this matter. This is because the market of buying and selling and commercial relationships has reached a point where it pressures people to engage in interest and gives the impression that they cannot do anything else.”
“En estas situaciones, it is inevitable for the believer to act with vigilance and intelligence in order to not harm their life of faith.” “En estas situaciones, es inevitable que el creyente actúe con vigilancia e inteligencia para no dañar su vida de fe.”Sin embargo, the current economic situation and principles are causing merchants to indirectly confront interest institutions. This can happen in cases such as issuing checks, recovering debts, or sending transfers. Therefore, it cannot be considered legitimate to change a check or promissory note that has not yet reached its due date, that is, to sell it for less than its value, as this would be directly entering into interest. However, if there is no other way to cash the check or promissory note, or if it is too difficult to do so, it will not be considered an act of interest to pay the normal transaction expenses to carry out the business. This is because the money is not being held to earn interest in this case.
“Lo mismo se puede decir para las transferencias bancarias. Cuando el dinero enviado por el cliente o el deudor llega a través de una transferencia bancaria, ni el cliente ni el propietario están involucrados en ningún tipo de interés. Además, la transferencia ya es notificada el día en que llega y el propietario puede ir a recoger su dinero.””Lo mismo se aplica a las transferencias bancarias. Cuando el dinero enviado por el cliente o el deudor llega a través de una transferencia bancaria, ni el cliente ni el propietario están involucrados en ningún tipo de interés. Además, la transferencia es notificada el día en que llega y el propietario puede ir a recoger su dinero.””However, it is best to do this type of work without opening an account. If commercial matters cannot be carried out without a minimum account balance, leaving the accumulated interests in the bank is a way to support, even if it is a little. Not leaving money in the bank is the most reasonable option.””Es aceptable dejar el dinero en un banco sin intereses. Sin embargo, recomendamos que lo deje en instituciones financieras sin intereses.”
“Saludos y oraciones…””Preguntas sobre el Islam”