“Dear brother/sister,”
“No es possible to say that everything bought with credit is haram. However, there may be haram elements mixed in. Therefore, it is best to avoid using credit cards from banks that practice usury. However, the use of credit cards is allowed as long as they are paid on their due date.””La validez de las compras realizadas con crédito:””Taking interest and giving interest is not allowed unless it is for an urgent need. As for the prohibition of interest, the Qur’an says the following:”
(Bakara, 2/278-279) se traduce como “(Baqara, 2/278-279)”, lo cual hace referencia al capítulo 2, versículos 278-279 del libro del Corán llamado Al-Baqara.
“Por favor ten en cuenta que, tanto para iniciar un negocio como para comprar una casa, un coche, etc., también se aplican intereses a los préstamos bancarios que se obtienen para pagar la deuda de la casa o el coche comprado. A menos que sea una necesidad urgente, no está permitido aprovechar los préstamos con intereses ofrecidos por los bancos, incluyendo los préstamos personales, ya que son imprescindibles para garantizar la salud y la seguridad de uno mismo y de los dependientes a su cargo.””However, if a person is unable to find money through their own means or through loans to cover the costs of living, health, and safety for themselves or their dependents and is forced to incur debt, they may benefit from low-interest loans that cover their current needs. However, it is prohibited to engage in interest transactions while making assumptions or predictions about the future.””Sin embargo, it could not be said that all profits obtained through interest-bearing loans are haram. It would be more accurate to say that these acquired goods are mixed with haram goods. However, it is difficult to determine the percentage of haram in these profits.””Sin embargo, no se puede afirmar que todas las ganancias obtenidas a través de préstamos con intereses sean haram. Sería más preciso decir que estos bienes adquiridos están mezclados con bienes haram. Sin embargo, es difícil determinar el porcentaje de haram en estas ganancias.””For this reason, individuals who have engaged in transactions of interest, whether knowingly or unknowingly, must repent and ask for forgiveness, and commit to not engaging in this type of transactions again.”
“Haga clic para obtener más información:”
“¿Está permitido utilizar tarjetas de crédito y pagar comisiones al banco?”
“Saludos y oraciones…””Questions about Islam”